The Hobby Lobby decision issued Monday by the U.S. Supreme court has the nation in a frenzy. The decision protecting employers from being required to provide contraceptives is limited in scope, applying only to closely held/family-owned for-profit businesses. This is not applicable to publicly traded businesses. Further, not-for-profit organizations were not addressed in this opinion.
This decision did not change or alter IL state statutes and/or mandates regarding contraceptives. Those mandates in Illinois have been in place since January 1, 2004 and will have to be challenged in state court. The Illinois state mandates “require all individual and group insurance and health maintenance organizations (HMO) policies that provide coverage for outpatient services and outpatient prescription drugs or devices, [to] provide coverage for all outpatient contraceptive drugs or devices approved by the FDA”.
So what do you think? Should businesses, specifically small, locally owned businesses be required by law to provide coverage for birth control, or for that matter, any other specific drug? Or should it be the business owners right to decide what they want to offer, and the employees decision if they want to work there or not based on what benefits are offered?
The Chicago Minimum Wage Working Group reported back earlier this week that the minimum wage in Chicago should be raised to $13 an hour by the year 2018 and linked to inflation thereafter.
Let’s break this down and see how it would affect the LZ Area Chamber of Commerce or other similar size businesses.
For a business (like the Chamber) currently paying $10.50 an hour for a part-time job (already $2.25 above the state’s min. wage), a forced $2.50 increase to $13 per hour would equate to $3,250 per year for an employee working an average of 25 hours per week.
To increase payroll over $3,000 for one employee would cause the Chamber to either eliminate other expenses (service or another position) or increase prices (dues, event tickets, etc.) to cover the cost. The potential results of this could mean lower attendance at Chamber events, fewer member, and or possibly a small cost ($10 – $20) to participate in every event and activity.
We would like to hear how a mandated minimum wage increase might impact your business. Please provide your feedback and input.
May 27, 2014
***Pre-Paid Credit Card Scam***
On May 27, 2014, a business in our Village received a call from a subject identifying himself as a
representative of ComEd. The caller advised of a large outstanding debt and advised the utility
would be shut-off if payment was not received. The caller advised the business to obtain Green-
Dot cards, and call them back to provide the card information so the funds are transferred.
Additional forms of this scam are;
Another twist of this scam is businesses being contacted by their “corporate office” and requested
to do the same practice of loading pre-paid cards and providing the information to the caller. In
some of the instances they would claim they are testing the credit card system, POS terminal,
system for existing or possible problems. They have also claimed these transactions are to cover
We also had an instance where a caller to a retail stores relayed a bomb threat. The caller asked to
speak to the store manager, demanding that Green Dot MoneyPak cards each be activated and
loaded with $500 and that the card numbers be read aloud over the phone. The caller threatened
to blow up the stores if the managers did not comply and also threatened the store employees’
homes and families. The manager did not comply with the demands, and no explosive devices
We are warning residents and businesses that legitimate businesses and government agencies do
not conduct business transactions in this manner and do not instruct victims to purchase Green
Dot Money Pack cards or other pre-paid credit cards. Verify any unsolicited business transaction
requests by contacting the company yourself by a telephone number or email address which you
These scams are currently occurring on a regular basis throughout the United States.
Green Dot has a fraud reporting number to contact as well at 800-GREEN DOT and its website
greendot.com has information regarding how to avoid common scams related to its products.
If you have any information about this scam, please contact the Lake Zurich Police Department
Criminal Investigations Division at (847)719-1695.
Lake Zurich Police Department
200 Mohawk Trail
Lake Zurich, IL 60047
Emergency – 911
Dispatch (847) 438-2349
5 tips that will transform your small business
Feb. 1, 2014 at 1:12 PM ET
Branding expert Martin Lindstrom shows how a business turn-around is not only possible, but completely do-able in a very compressed timeframe.
More than 100,000 small businesses close their doors every year in the United States. Stiff online competition, fallout from the financial crisis and unlimited choices mean that shop owners need to think differently if they want to survive in today’s complex marketplace.
- How many times per week do your customers refer back to your window display? Fewer than five? There’s an issue.